Checking your Credit rating

The Consumer Credit Act 1974 gives you a statuary right to obtain your files and costs £2 per agency.

To do this properly, check both agencies, especially if you are suspicious and concerned that someone may be attempting to use your good name or trying to steal your identity.

It is probably a good idea to do this as an annual exercise.

If you are considering the lease or contract hire or purchase of a new car then check out this post on the editors blog on DealerDeals.co.uk.

Both of the companies below offer a FREE report. This free report is available if sign up for a monthly service they offer.

You must judge if this is appropriate but if not then what you are after is the Statuary report at a cost of £2.00.

The Equifax web site

The Experian web site