Privacy Policy for YourMoney.co.uk

The privacy of our visitors to YourMoney.co.uk is important to us.

At YourMoney.co.uk, we recognize that privacy of your personal information is important. Here is information on what types of personal information we receive and collect when you use and visit YourMoney.co.uk, and how we safeguard your information.  We never sell your personal information to third parties.

Log Files
As with most other websites, we collect and use the data contained in log files.  The information in the log files include  your IP (internet protocol) address, your ISP (internet service provider, such as AOL or Shaw Cable), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site.

Cookies and Web Beacons
We do use cookies to store information, such as your personal preferences when you visit our site.  This could include only showing you a popup once in your visit, or the ability to login to some of our features, such as forums.

We also use third party advertisements on YourMoney.co.uk to support our site.  Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP , the browser you used to visit our site, and in some cases, whether you have Flash installed.  This is generally used for geotargeting purposes (showing New York real estate ads to someone in New York, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites).

DoubleClick DART cookies
We also may use DART cookies for ad serving through Google’s DoubleClick, which places a cookie on your computer when you are browsing the web and visit a site using DoubleClick advertising (including some Google AdSense advertisements).  This cookie is used to serve ads specific to you and your interests (”interest based targeting”).  The ads served will be targeted based on your previous browsing history (For example, if you have been viewing sites about visiting Las Vegas, you may see Las Vegas hotel advertisements when viewing a non-related site, such as on a site about hockey).  DART uses “non personally identifiable information”.  It does NOT track personal information about you, such as your name, email address, physical address, telephone number, social security numbers, bank account numbers or credit card numbers.  You can opt-out of this ad serving on all sites using this advertising by visiting http://www.doubleclick.com/privacy/dart_adserving.aspx 

You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security.  However, this can affect how you are able to interact with our site as well as other websites.  This could include the inability to login to services or programs, such as logging into forums or accounts.

Deleting cookies does not mean you are permanently opted out of any advertising program.  Unless you have settings that disallow cookies, the next time you visit a site running the advertisements, a new cookie will be added.

* We must have your consent before we can use any personal information you give us or pass on to any third parties we use to povide yu with a service you have requested.

* To enable us to deal with your requirements, you agree that by using our services:

1. The information we hold about you can be held on computer and/or paper files.

2. Any information that you give us can be disclosed to selected third parties (e.g. product providers and fraud prevention agencies) for the purposes of processing your application.

3. We may use the information that we hold about you to contact you from time to time by post, fax, e-mail or telephone to aleert you to products or services which we feel may be of interest to you.

4. We may transfer and store some information outside of the European Economic Area for the purposes of secure backup. You consent to this information being transferred for these purposes to our servers which are located in the United States of America and in Canada.

5. We (and any of our third party partners to whom we have passed your information with your consent) may use the information that we, or they, hold about you to contact you from time to time.  This contact would be to bring to your attention services which we feel would be of interest and benefit to you.

* You have the right to withdraw any consent given by you and to obtain a copy of any information that we hold about you, by writing to:

The Data Protection Manager
Silverquick Ltd
PO Box 48
FALMOUTH
Cornwall
TR11 5XW